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All students taking five or more credits are automatically billed for a non-waivable mandatory
Student Health Fee. The Student Health Fee is not insurance. It works together with primary
health insurance, entitling students to be seen at UHS and absorbing many costs not covered by
primary health insurance.

Students taking fewer than five credits per semester and those enrolled in a degree-seeking program through Continuing & Professional Education or University Without Walls are eligible for UHS services. However, they must come to UHS Patient Services before the end of the Add/Drop period to register.

Student Health Fee charges are per semester; benefits are on an annual basis. Fall coverage is in
place from August 1 – January 15; spring coverage is effective January 16 – July 31. For more
information, visit www.umass.edu/uhs/insurance/studenthealthfee.